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	<title>FreeArticlesWiki.com &#187; Careers</title>
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		<title>Letter of Intents Contents</title>
		<link>http://www.freearticleswiki.com/read-article/careers/letter-of-intents-contents/</link>
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		<pubDate>Sat, 02 Jan 2010 02:33:32 +0000</pubDate>
		<dc:creator>David H. Urmann</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[clarify the primary points]]></category>
		<category><![CDATA[outlines the agreement]]></category>
		<category><![CDATA[provide safeguards]]></category>
		<category><![CDATA[purchase agreement]]></category>

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		<description><![CDATA[Letter of intent is a formal letter used to state the outlines of the agreement of parties. This is a letter that may lead to the formation of a contract. There are many uses of a letter of intent.
In schools, at home and even in business, we encounter different kinds and types of letters. There [...]]]></description>
			<content:encoded><![CDATA[<p>Letter of intent is a formal letter used to state the outlines of the agreement of parties. This is a letter that may lead to the formation of a contract. There are many uses of a letter of intent.</p>
<p>In schools, at home and even in business, we encounter different kinds and types of letters. There are business letters, personal letters and even employment letters. Each type of letter has different kinds. For personal letters, we have the love letters. For employment letter, we have an application letter. For business letters, we have the letter of intent.</p>
<p>A letter of intent (or LOI) is a document which summarizes the agreement between two or more parties just before the said agreement is being settled or concluded. The agreement mentioned here may be a purchase agreement, a venture agreement or any other agreement that aims to close.</p>
<p>There are many purposes of writing a letter of intent. For one, it can serve to clarify the primary points of a certain complex transaction. This is intended for the convenience of each party. It can also be used to declare the current official negotiation of the parties involved. These negotiations may be a merge or a joint venture proposal. And at other times, a letter of intent can be used to provide safeguards in case deals collapse during negotiation.</p>
<p>Sometimes a letter of intent is also referred to as a memorandum of understanding, or a term or discussion sheet.</p>
<p>To be more specific, it can be an educational letter of intent. This is usually a negotiation between schools. The negotiation is frequently between high school senior athletes and colleges and universities. This reserves an athletic scholarship for the senior high school by the time he graduates.</p>
<p>It can also be an academia letter of intent. This is usually a part of the application process. This is considered an “Application Essay” in the academia.</p>
<p>The letter of intent for disabled person is written by the parents or the guardians of the disabled person that describes the person’s child history, current status and location of other important documents needed to use. If the guardian or parent dies, the letter of intent is being followed by the court for guidance and understanding of the wishes of the families.</p>
<p>A school’s letter of intent is the number one requirement in the formation of a school club. There are a lot of clubs in a certain school. Before such clubs’ formation is being approved, they have to pass a letter of intent stating their intention to form a club, the purposes of the clubs’ formation and the mother club of the said club to be formed.</p>
<p>Many popular teams of sports now have been recruiting the best athletes that they can have. They call these potential prospects to become an athlete a blue chip. Before they (the blue chip collegiate prospects) can become a certified player of the team, they need to submit their letter of intent. This kind of letter of intent is stating the application of the blue chip collegiate prospects to become a player.</p>
<p>A business letter of intent is usually used for purchasing a product or services. This states the full intention of the sender to do business with the recipient.</p>
<p>The letter of intent is considered a formal letter or a professional letter. It should bear the basic format complete with essential parts. First is the first tree line that should contain your name, street address, city and state address.</p>
<p>The date follows after a single or few spaces after your address. Then a few spaces after the salutation follow. The body proper is next. This states your real intention for writing the said letter of intent. This could be a business, sports or for academic purposes.</p>
<p>The closing should be placed after a few spaces after the body. Do not forget you signature which should be placed below the closing. And of course your printed name.</p>
<p><strong>About the author:</strong><br />
For more information on <a href="http://www.letter-samples.com">Free Letter Samples</a> and <a href="http://www.letter-samples.com/businessletter.html">Business Letter Samples</a>please visit our website.</p>
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		<title>Considering a Career As a Pharmacist</title>
		<link>http://www.freearticleswiki.com/read-article/careers/considering-a-career-as-a-pharmacist/</link>
		<comments>http://www.freearticleswiki.com/read-article/careers/considering-a-career-as-a-pharmacist/#comments</comments>
		<pubDate>Sun, 22 Nov 2009 14:19:56 +0000</pubDate>
		<dc:creator>A Nutt</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[career]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[pharmacist]]></category>
		<category><![CDATA[pharmacy]]></category>

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		<description><![CDATA[A pharmacist is a professional responsible for dispensing medications and handling prescriptions.  The role of the pharmacist is as important as that of any other medical professional.  The relationship that pharmacist&#8217;s share with their patients is an important part of the care-giving circle.   That relationship ensures that patients take their medications [...]]]></description>
			<content:encoded><![CDATA[<p>A pharmacist is a professional responsible for dispensing medications and handling prescriptions.  The role of the pharmacist is as important as that of any other medical professional.  The relationship that pharmacist&#8217;s share with their patients is an important part of the care-giving circle.   That relationship ensures that patients take their medications as prescribed so they may enjoy healthy lives.</p>
<p>The pharmacist of an age ago was seen as an individual who donned a white coat, dispensed root beer floats, and Coca-Cola at the same rate in which they prepared prescription orders.  The days of the pharmacist and the soda jerk are gone but the pharmacist maintains their standing as the individual responsible for maintaining the well-being of a doctor&#8217;s patients.</p>
<p>To become a pharmacist, an individual must attend a 4-year baccalaureate program and complete a set of additional requisites to in order to receive their Doctorate in Pharmacology or PharmD degree.  An individual who desires to become a pharmacist must be strong in science and math as a lot of their certification is based on a study of chemistry, pharmacology, anatomy and physiology.  Although pharmacists do not operate on patients, they must have an understanding about how the body works and the basic chemical make-up of the human body.</p>
<p>Pharmacists are board certified practitioners who must pass a rigorous licensing examination in order to be able to practice.  Once these requirements have been met, a pharmacist begins practicing their profession.  Pharmacists are licensed by the state in which they do business, but are subject to both state and federal laws with respect to the dispensing medication.</p>
<p>Pharmacists are employed by hospitals, retail chains and pharmacy stores or work as consultants on policy regarding prescription medicines.  It is the role of the pharmacist to understand the make-up of the human body and the chemical interaction between certain drugs and the body. This understanding may be the difference between life and death in certain circumstances.</p>
<p>A pharmacist earns a little more than $100,000 a year in salary.  When you consider that, the pharmacist does not complete quiet as much training as a medical doctor that number translates into a heath amount.  The trade-off is the amount of scrutiny and oversight that a pharmacist faces, from state officials up to the Drug Enforcement Agency (DEA) and Food &amp; Drug Administration (FDA).</p>
<p>If you are planning a career as a pharmacist, you should spend some time at your local pharmacy and get a feel for the type of work that goes on from day to day.  If you are old enough, you may consider a summer position in the pharmacy as a way to gain a first-had perspective.  You should also take care to make sure that your chemistry and mathematical skills are very good.</p>
<p>The field of pharmacology is growing as the baby boomer population ages, requiring an urgent need for additional trained professional pharmacologists.  This need promises a good paying career that comes with the added benefit of being part of the community.</p>
<p><strong>About the Author:</strong><br />
Staffing agency offering full time and part time <a href="http://www.rphonthego.com/">pharmacy jobs</a>. Visit us to learn more about the wide range of <a href="http://www.rphonthego.com/">pharmacist jobs</a> opportunities.</p>
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		<title>Choosing Between Speech Pathology or Occupational Therapy as a Career</title>
		<link>http://www.freearticleswiki.com/read-article/careers/choosing-between-speech-pathology-or-occupational-therapy-as-a-career/</link>
		<comments>http://www.freearticleswiki.com/read-article/careers/choosing-between-speech-pathology-or-occupational-therapy-as-a-career/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 14:38:04 +0000</pubDate>
		<dc:creator>A Nutt</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[occupational therapist jobs]]></category>
		<category><![CDATA[occupational therapy jobs]]></category>
		<category><![CDATA[physical therapy jobs]]></category>

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		<description><![CDATA[Speech Pathology and Occupational Therapy are rewarding and challenging careers that involve helping people with a limiting physical condition. Both careers focus on helping people overcome life challenges so they can adjust and live a productive life.
When considering a career in either speech pathology or occupational therapy, most people will make a choice based on [...]]]></description>
			<content:encoded><![CDATA[<p>Speech Pathology and Occupational Therapy are rewarding and challenging careers that involve helping people with a limiting physical condition. Both careers focus on helping people overcome life challenges so they can adjust and live a productive life.</p>
<p>When considering a career in either speech pathology or occupational therapy, most people will make a choice based on their own personal goals and desires. Speech language pathology is the evaluation and treatment of speech and language disorders. Speech pathologists help individuals who have physical disabilities associated with speech such as difficulty in pronouncing words, hearing impairments, voice disorders, cognitive communication impairments, memory and problem solving disorders, and swallowing difficulties.  A speech therapist will work with people who have difficulty speaking, forming words or sounds, or who are recuperating from an injury or illness that has affected their ability to speak. Speech disorders can result from a number of conditions such as delayed development, a genetic disorder, an accident, or a medical condition such as a stroke. Although they are involved with helping adults, many speech pathologists tend to focus on children because early childhood is an important time for speech and language development. Those who want to specialize in helping children will often choose speech pathology as a career.</p>
<p>Many people choose speech pathology due to a number of specialized areas one can pursue. These areas can include disorders in fluency, neurogenic speech and language, language development, articulation, alternative communication, and swallowing. They employ a wide variety of assessment plans, diagnostic techniques, and treatment procedures. For those interested in research and development, speech language pathologists can specialize in seeking an understanding of the causes of a speech disorder and develop effective methods for evaluation and treatment of the condition.</p>
<p>One will often choose a career as an Occupational Therapist because they have a genuine interest in enabling people to participate in the activities of everyday life. Occupational therapy is a career that focuses on activities regarding daily living. Their job is to help people with impairments to adapt and function in everyday life activities.  They help individuals with developmental, emotional, physical, and mental disabilities. The goal is to improve functioning and wellness. Functioning tasks can include such actions as meal preparation, showering and dressing, managing money, and implementing their daily routine. They will also help them function better in the workplace. Areas focused on include memory, cognition and perception and motor skills.</p>
<p>Occupational therapists assist patients with achieving their set goals by improving their ability to participate in daily routines, modifying the environment to help them function better, and adapting an activity to better support their needs. They work with individuals, children, families, groups and the community to facilitate health and well-being by establishing or re-establishing their previous occupation. As well, Occupational Therapists are becoming increasingly more involved in tackling the impact of social and environmental factors that affect a person’s ability to return to their previous occupation.</p>
<p>Occupational Therapists focus helping patients return to their previous occupation, while speech pathology focuses on the specific area of communication disorders. Both professions are in great demand and provide a valuable service to the community and health profession. Whichever one you pick, you are sure to have a rewarding career.</p>
<p><strong>About the Author:</strong><br />
<a href="http://www.trinityhsg.com/content/occupational-therapy-jobs">Occupational therapy jobs</a> are waiting for you! Help someone in need and starting looking for <a href="http://www.trinityhsg.com/content/physical-therapy-jobs">physical therapy jobs</a> all over the country.</p>
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		<title>Marketing Strategy Tips to Follow</title>
		<link>http://www.freearticleswiki.com/read-article/careers/marketing-strategy-tips-to-follow/</link>
		<comments>http://www.freearticleswiki.com/read-article/careers/marketing-strategy-tips-to-follow/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 08:02:14 +0000</pubDate>
		<dc:creator>James Copper</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[Marketing Strategy]]></category>

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		<description><![CDATA[Marketing, in simple words, is the art of increasing one&#8217;s business by trying to convince the clients that, what you give can be more beneficial to them than what others claim to.
Today&#8217;s marketing world is on a continual rise. There is tremendous increase in competition and everyone wants to reap maximum benefits from the growing [...]]]></description>
			<content:encoded><![CDATA[<p>Marketing, in simple words, is the art of increasing one&#8217;s business by trying to convince the clients that, what you give can be more beneficial to them than what others claim to.</p>
<p>Today&#8217;s marketing world is on a continual rise. There is tremendous increase in competition and everyone wants to reap maximum benefits from the growing consumer demand. In order to shoulder this increasing competition, powerful businessmen follow certain marketing strategies.</p>
<p>Any client expects maximum to be given to him with minimum input and marketing strategies are focused on client satisfaction, which in turn increases business possibilities.</p>
<p>The marketing strategies generally followed are:</p>
<p>- Clients come to you only if they know what you can give. So one has to make oneself known to the public. For this, distribute pamphlets in the local shops, malls etc. Be regular at giving advertisements. Improve your social contacts, so that people tell about you to others. Always give your business card to anybody you meet. Communicate with people via media and press.</p>
<p>- Most clients are freebies. They like to go in for those giving a little extra than others at the same rate. So initially, you can give a little extra return, although only if your funds permit, and say that the offer is going to be valid only for a limited period. So that maximum clients approach in short time.</p>
<p>- You should always be honest to your clients because even a slight dishonesty can reach your client very quickly in today&#8217;s network age.</p>
<p>- If your client asks you about your previous failures, take the opportunity to explain to him the problems you face then, the reasons for failure and try to restore his confidence by assuring your present improved conditions.</p>
<p>- Ensure that whatever you charge from your client for your products and services is fair and justified. Overcharging may end up in losing the client entirely and undercharging may prove harmful for your business. Also it may seem to the client that you are compensating for a certain shortcoming and this can reduce the client&#8217;s confidence in you.</p>
<p>- Be a good and real listener. Concentrate and realize what your client is expecting from you. Ask him your doubts, so that he is ensured that you are able to understand his needs.</p>
<p>- The use of marketing mix i.e. 4Ps of price, place, product and promotion is used.</p>
<p>- Try to strengthen yourself where other market dealers may be weak. It may give additional profit to your business.</p>
<p>- Improve relations with other business dealers of your field. This is one of the marketing strategies of considerable importance. If you are busy and can&#8217;t take a client during that time, then you can turn him over to another dealer. In due course, he&#8217;ll be obliged and shall send clients to you thus helping your business.</p>
<p>Marketing strategies by and large are responsible for the profit or loss gained. By following good marketing strategies, one can surely give a new height to one&#8217;s business.</p>
<p><strong>About the author:</strong><br />
James Copper is a writer for <a href="http://www.alicointernet.co.uk/services.html">http://www.alicointernet.co.uk/services.html</a> where you can find <a href="http://www.alicointernet.co.uk/services.html">online marketing services</a></p>
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		<title>Microsoft Training Courses &#8211; Opening a Whole New Paradigm of Career Opportunities</title>
		<link>http://www.freearticleswiki.com/read-article/careers/microsoft-training-courses-opening-a-whole-new-paradigm-of-career-opportunities/</link>
		<comments>http://www.freearticleswiki.com/read-article/careers/microsoft-training-courses-opening-a-whole-new-paradigm-of-career-opportunities/#comments</comments>
		<pubDate>Tue, 11 Aug 2009 04:40:10 +0000</pubDate>
		<dc:creator>Arjanyai</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[Microsoft Training Courses]]></category>

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		<description><![CDATA[Considering the increasing usage of computers in all sections of business, a Microsoft training courses can provide you the advantage you need to take your career to the next level. Although there are many other certifications (for example the Cisco certifications) available, the Microsoft certifications are one of the most sought after courses. It is [...]]]></description>
			<content:encoded><![CDATA[<p>Considering the increasing usage of computers in all sections of business, a Microsoft training courses can provide you the advantage you need to take your career to the next level. Although there are many other certifications (for example the Cisco certifications) available, the Microsoft certifications are one of the most sought after courses. It is evident that the demand and usage of computers will only go up with passing time. That is why a certification from the world&#8217;s top most organization is considered one of the most useful tools for shaping a career. Moreover, the certifications offered by Microsoft are recognized all over the world. Therefore, they are also an important tool to all those aspiring IT professionals who want an international exposure.</p>
<p>Explore The Career Opportunities By Choosing The Right Course From Microsoft</p>
<p>Microsoft is a top notch leader in the computer software industry. Most of the computers and servers run on Microsoft platform. Therefore, a certificate from Microsoft is useful and applicable all over the world. Moreover, most of the certifications are offered after verifying the credentials of the candidates through specialized tests. Therefore, the knowledge and expertise of the Microsoft certified professionals are never doubted by the industry. This ensures that the Microsoft certified professionals have an edge over other competitors in their chosen field. Moreover, it also lets the professionals get a better salary package and plenty of options of promotion once they are absorbed in a company. This is another reason why Microsoft certified professionals have a higher rate of success in their career.</p>
<p>Microsoft certifications are offered in a variety of fields and therefore numerous Microsoft training courses are available. The MCPD (Microsoft Certified Professional Developer) and MCAD (Microsoft Certified Application Developer) certifications can be chosen by candidates trying to build a career in software application development. For those who want to shape up the career as a system engineer, the MCSE (Microsoft Certified System Engineer) and MCSA (Microsoft Certified System Administrator) certifications are useful. While MCSE offers knowledge of business requirements analysis to the infrastructure&#8217;s design and implementation, the MCSA focuses on the management and troubleshooting of business environment. Candidates looking for business analyst positions can take up Microsoft Office Master in combination with MCPD or MCSD (Microsoft certified System Developer) courses. For system analysts there are courses, such as MCAD (Microsoft Certified Application Developer) and the MCSD (Microsoft Certified Solution Developer).</p>
<p>Software engineers looking to enhance their skill set may take up MCSE or a MCSD courses. Moreover, the database analysts or administrators can take up the MCDBA (Microsoft Certified Database Administrator) course. Those who want to make a career as a technical consultant can start with a MCTS and continue with MCITP. There are many such courses offered by Microsoft in almost all types of IT industry specific subjects. However, the choice is dependent on the candidate&#8217;s chosen field.</p>
<p>Today, Microsoft certifications have become a benchmark for testing the skill sets of candidates from the IT industry. It is but natural that there is a certification options in any field of the IT industry. For example, apart from the above mentioned certifications, there are programs aimed at trainers, office managers, and executive assistants and even for technical writers. However, one of the most intriguing aspects of these certifications is that you need to be fully proficient in the subject matter to get a certification. The examinations are truly talent based and test the skill sets of the candidates. Therefore, it is necessary to be serious about learning the basics by contributing time and interest in the study materials or the technical training. If you do the hard work and have the necessary Microsoft certification, there are several IT companies which will grab you instantly.</p>
<p><strong>About the Author:</strong><br />
James Copper is a writer for <a href="http://www.microsoft-courses.co.uk">http://www.microsoft-courses.co.uk</a> where you can find information on <a href="http://www.microsoft-courses.co.uk">microsoft courses</a></p>
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		<title>International Cost of Living Rankings July 2009</title>
		<link>http://www.freearticleswiki.com/read-article/careers/international-cost-of-living-rankings-july-2009/</link>
		<comments>http://www.freearticleswiki.com/read-article/careers/international-cost-of-living-rankings-july-2009/#comments</comments>
		<pubDate>Sat, 08 Aug 2009 18:28:20 +0000</pubDate>
		<dc:creator>Arjanyai</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[International cost of living index]]></category>
		<category><![CDATA[international cost of living rank]]></category>

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		<description><![CDATA[The most expensive global location to live in, as at July 2009, is still Tokyo Japan, however there have been some significant changes in the last year mainly due to large differences in exchange rates, and more recently, a real drop in prices along with the majority of global locations enjoying their lowest inflation rates [...]]]></description>
			<content:encoded><![CDATA[<p>The most expensive global location to live in, as at July 2009, is still Tokyo Japan, however there have been some significant changes in the last year mainly due to large differences in exchange rates, and more recently, a real drop in prices along with the majority of global locations enjoying their lowest inflation rates in recent times.</p>
<p>Tokyo’s cost of living index only increased by 1.4% from July 2008 to July 2009, but is 16 index points clear of 2nd placed Hong Kong (11th in July 2008). Last year Oslo, Norway, was the 2nd most expensive global location to live, however Oslo’s cost of living relative to the rest of the world has decreased by 27 index points over the past year.</p>
<p>The cost of living indexes are based on pricing the same basket of goods in local currency and comparing them in US Dollars using exchange rates with New York as the base (New York = 100). In most cases the major factor driving the changes has been the weakening of other currencies against the US Dollar. This is the main factor behind Oslo’s drop from 2nd to 13th most expensive global location to live. The Norwegian Kroner has decreased 19% against the US Dollar over the past year. In contrast the Japanese Yen has increased 12.7% against the US Dollar over the past year.</p>
<p>The 5 Most Expensive Global Locations Overall</p>
<p>Joining Tokyo and Hong Kong in the top 5 most expensive global locations are Caracas in Venezuela (up 62 places in the rankings) to 3rd most expensive, followed by Bangui in the Central African Republic, and in 5th place is Geneva in Switzerland, down 2 places from July 2008.</p>
<p>The 5 Biggest jumps</p>
<p>The largest increase in relative cost of living is Harare in Zimbabwe, albeit off a very low base. Harare has been ranked the least expensive global location for several years, mainly due to hyperinflation and a constantly weakening currency. This year Zimbabwe’s cost of living index has jumped 118% and is now ranked 275th most expensive out of 276 global locations. Other large increases in relative cost of living in the past year are Honiara in the Solomon Islands up 37% compared to July 2008, Caracas up 22%, Kigali in Rwanda up 19% while the 5th largest jump belongs to Manama in Bahrain, up 17%.</p>
<p>The 5 Least Expensive Global Locations Overall</p>
<p>The least expensive global location to live in this year is Tianjin in China with a cost of living index of just 30 compared to New York’s index of 100. Harare in Zimbabwe, last years least expensive global location is now 2nd least expensive, followed by Durban in South Africa. Phnom Penh in Cambodia is ranked 4th least expensive followed by Mbabane in Swaziland.</p>
<p>The 5 Biggest drops</p>
<p>The largest decrease in relative cost of living is Nuku&#8217;Alofa in Tonga with a decrease of 45%, followed by Brazzaville in the Congo with a decrease of 31%. The Congolese Franc has lost 44% against the US Dollar compared to July 2008. Mbabane in Swaziland had a decrease in relative cost of living of 30%, while Budapest in Hungary decreased 28%. The 5th largest decrease between July 2008 and July 2009 was Guangzhou in China with a decrease of 27% despite the Yuan strengthening slightly against the US Dollar by 1%.</p>
<p>The Details: What Costs the Most Where?</p>
<p>Top 5 Alcohol &amp; Tobacco</p>
<p>Alcoholic beverages such as beer, locally produced spirit, whiskey, and wine as well as tobacco products such as cigarettes are most expensive in Doha in Qatar, followed by Oslo, Manama, Moroni in Comores and South Tarawa in Kiribati. The least expensive place for alcohol &amp; tobacco is Kuwait.</p>
<p>Top 5 Clothing</p>
<p>Clothing and footwear products such as business suits, casual clothing, children’s clothing and footwear, coats and hats, evening wear, shoe repairs, and underwear are most expensive also in Doha, followed by Zagreb in Croatia, Dubai, Beijing and Manama. The least expensive place for clothing is Dhaka in Bangladesh.</p>
<p>Top 5 Communication</p>
<p>Communication costs such as home telephone rental and call charges, internet connection and service provider fees, mobile / cellular phone contract and calls are most expensive in Bissau in Guinea-Bissau, followed by Noumea in New Caledonia, Riga in Latvia, Ouagadougou in Burkina Faso, and Douala in Cameroon. The least expensive place for communication is Conakry in Guinea.</p>
<p>Top 5 Education</p>
<p>Costs such as crèche / pre-school fees, high school / college fees, primary school fees, and tertiary study fees are most expensive in Caracas followed by Luanda in Angola, Brasilia in Brazil, Hamilton in Bermuda and Lagos in Nigeria. The least expensive place for education is Paramaribo in Suriname.</p>
<p>Top 5 Furniture &amp; Appliances</p>
<p>Costs for furniture, household equipment and household appliances such as DVD player, fridge freezer, iron, kettle, toaster, microwave, light bulbs, television, vacuum cleaner, and washing machine are most expensive in Douala, followed by Bamako in Mali, Bangui, Lagos, and Freetown in Sierra Leone. The least expensive place for furniture &amp; appliances is Harare.</p>
<p>Top 5 Groceries</p>
<p>Costs for food, non-alcoholic beverages and cleaning material items such as baby consumables, baked goods, baking, canned foods, cheese, cleaning products, dairy, fresh fruits, fresh vegetables, fruit juices, meat, oil &amp; vinegars, pet food, pre-prepared meals, sauces, seafood, snacks, soft drinks, spices &amp; herbs are most expensive in Tokyo followed by Bangui, Honiara, Copenhagen in Denmark, and Lagos. The least expensive place for groceries is again Harare.</p>
<p>Top 5 Healthcare</p>
<p>Costs for general healthcare, medical and medical insurance such as general practitioner consultation rates, hospital private ward daily rate, non-prescription medicine, and private medical insurance / medical aid contributions are most expensive in Tokyo followed by Hong Kong, Caracas, Luanda and Hamilton in Bermuda. The least expensive place for healthcare is Tianjin.</p>
<p>Top 5 Household</p>
<p>Costs for housing, water, electricity, household gas, household fuels, local rates and residential taxes such as house / flat mortgage, house / flat rental, household electricity consumption, household gas / fuel consumption, household water consumption, and local property rates / taxes / levies are most expensive in Hong Kong followed by Tokyo, Taipei in Taiwan, Dubai, and Luanda. The least expensive place for household costs is Asmara in Eritrea.</p>
<p>Top 5 Personal Care</p>
<p>Costs for personal care products and services such as cosmetics, hair care, moisturizer / sun block, nappies, pain relief tablets, toilet paper, toothpaste, and soap / shampoo / conditioner are most expensive in Banjul in Gambia followed by, Algiers in Algeria, South Tarawa in Kiribati, Moroni in the Comores, and Bratislava in Slovakia. The least expensive place for personal care is Ulaanbaatar in Mongolia.</p>
<p>Top 5 Recreation &amp; Culture</p>
<p>Costs such as books, camera film, cinema ticket, DVD and CD’s, sports goods, sports clubs and theatre tickets are most expensive in Maputo in Mozambique followed by Bangui, Doha, N&#8217;Djamena in Chad, and Cotonou in Benin. The least expensive place for recreation &amp; culture is Harare.</p>
<p>Top 5 Restaurants, Meals Out and Hotel</p>
<p>Costs such as business dinner, dinner at a restaurant (non fast food), hotel rates, take away drinks and snacks (fast Food) are most expensive in Dubai followed by Doha, Athens in Greece, Brussels in Belgium and Ljubljana in Slovenia. The least expensive place for restaurants, meals out and hotel is Tianjin.</p>
<p>Top 5 Transport</p>
<p>Costs for public transport, vehicle costs, vehicle fuel, vehicle insurance and vehicle maintenance such as hire purchase / lease of vehicle, petrol / diesel, public transport service maintenance, tires, vehicle Insurance, and vehicle purchase are most expensive in Tbilisi in the Republic of Georgia, followed by Honiara, Dili in Timor-Leste, Douala, and Oslo. The least expensive place for transport is Tianjin.</p>
<p>The Top 5 Best Place to Live</p>
<p>So if you were to relocate anywhere in the world right now, where would you experience the lowest cost of living with the least amount of hardship? Hardship is used as the measure of discomfort a person and their family are likely to experience. Each global location is ranked between 1 which is minimal hardship and 4 which is extreme hardship. Assuming therefore that you would want to live in a minimal hardship location, the location with the lowest cost of living index is Adelaide in Australia. Adelaide is a minimal hardship location and has a cost of living index of 60 compared to New York’s index of 100. The next 6 best places to live on this basis are all in the USA. Memphis Tennessee is 2nd followed by El Paso Texas 3rd, St Louis Missouri 4th, and in 5th is Indianapolis Indiana. The next best non-USA location is Auckland in New Zealand in 8th place.</p>
<p>The detailed cost of living rankings as at July 2009 for each basket group for each of the over 200 global locations can be found at www.xpatulator.com. The premium content international cost of living calculator and cost of living allowance calculator are used for international cost of living comparison and calculation of cost of living allowance.</p>
<p><strong>About the Author:</strong><br />
Steven Coleman runs <a href="http://www.xpatulator.com/">Xpatulator.com</a> an internet service that provides free cost of living and hardship information for 276 global locations to registered users. The premium content international cost of living calculator and cost of living allowance calculator are used for international cost of living comparison and calculation of cost of living allowance. Follow Steven on twitter <a href="http://twitter.com/steveninseattle/">steveninseattle</a>.</p>
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		<title>How to Stop Job Loss Anxiety</title>
		<link>http://www.freearticleswiki.com/read-article/careers/how-to-stop-job-loss-anxiety/</link>
		<comments>http://www.freearticleswiki.com/read-article/careers/how-to-stop-job-loss-anxiety/#comments</comments>
		<pubDate>Sun, 02 Aug 2009 20:58:44 +0000</pubDate>
		<dc:creator>Arjanyai</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[anxiety]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Internet Marketing]]></category>
		<category><![CDATA[job loss]]></category>
		<category><![CDATA[job loss anxiety]]></category>
		<category><![CDATA[stop job loss]]></category>
		<category><![CDATA[stop job loss anxiety]]></category>

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		<description><![CDATA[If you are suffering from a nagging fear of losing your job, you are not alone. Today’s troubled economy has crippled the middle class as people from all over the country are losing their jobs in record numbers.
People are becoming anxious about their future, and this can affect you in many ways. You may be [...]]]></description>
			<content:encoded><![CDATA[<p>If you are suffering from a nagging fear of losing your job, you are not alone. Today’s troubled economy has crippled the middle class as people from all over the country are losing their jobs in record numbers.</p>
<p>People are becoming anxious about their future, and this can affect you in many ways. You may be experiencing loss of sleep, ruined relationships, and even cause inability to concentrate on everyday tasks. Some are turning to alcohol, prescription drugs, and even illegal drugs in order to cope.</p>
<p>Alcohol and drugs will make you feel a little better, but this is only a temporary solution that can result in substance abuse and addiction. The logical solution to this problem is to plan ahead and develop another way to make money, a second stream of income.</p>
<p>If you want to get rid of job loss anxiety, a real life workable plan is the only way to get peace of mind. You need to learn something that you can start to work on now, that can act as “income insurance”.</p>
<p>You have to start now! The moment you get a plan you will begin to feel better. As you become excited about your new venture, anxiety and fear will melt away as you become more in control of your future. So what makes a good plan?</p>
<p>A good plan must include something that you can do while still working at your current job, or something that you can start on right now if you have lost your job. It must be proven to work and capable of helping create an income for the long run. You certainly don’t want to do anything that will burn you out and only be a short term solution at best.</p>
<p>One of the best solutions I have found is learning to create an internet marketing business. This is a business that can be done outside of your normal workday, and can actually “earn you money as you sleep”. You don’t even have to have your own products to start. No experience is needed to begin, but you absolutely have to get a good start by getting educated from the right people.</p>
<p>Be careful, there are many internet courses, gurus, and others who are trying to sell you their “get rich quick” course. Although it may be possible, this is not a get rich quick business.</p>
<p>You want to get a solid foundation as to how this business works, and then apply your knowledge to different areas that interest you. This can be fun as you learn to market to others that share your interests and passions. This can become very profitable over time as you develop your own business.</p>
<p>The key is to find the right information that is not only useful, but easy to understand , and implement in the real world as you develop your money making machine.</p>
<p>There is one course that does all of this and has everything you need in one place. No need to search the world for timely, useful, and practical information. By using the information in this course, there is no limit to what you can make in this business. People make from $100 a week to over $1,000,000 a year.</p>
<p>So, stop worrying about your future. Get rid of “job loss anxiety”. Take action, and get a plan! You will feel better knowing that you have some control over your life.</p>
<p><strong>About the Author:</strong><br />
Craig Wolf is a successful real estate investor and internet marketer. To get free step-by-step video tutorials on the internet marketing course he recommends go to www.Craig Wolf is a successful real estate investor and internet marketer. To get free step-by-step video tutorials on the internet marketing course he recommends go to <a title="http://www.TryMaverickMoneyMakersToday.com" href="http://www.TryMaverickMoneyMakersToday.com" target="_blank">http://www.TryMaverickMoneyMakersToday.com</a>.com</p>
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		<title>Getting the Most Out of Government Employment</title>
		<link>http://www.freearticleswiki.com/read-article/careers/getting-the-most-out-of-government-employment/</link>
		<comments>http://www.freearticleswiki.com/read-article/careers/getting-the-most-out-of-government-employment/#comments</comments>
		<pubDate>Thu, 30 Jul 2009 05:30:53 +0000</pubDate>
		<dc:creator>Arjanyai</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[career]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[federal job]]></category>
		<category><![CDATA[government job]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[ksa]]></category>

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		<description><![CDATA[As with any career, you want to get the most out of your government career and knowing how to boost your government career is essential to the success of your life. Getting the most out of your government career is not unlike any other career; you simply need to know what to do and where [...]]]></description>
			<content:encoded><![CDATA[<p>As with any career, you want to get the most out of your government career and knowing how to boost your government career is essential to the success of your life. Getting the most out of your government career is not unlike any other career; you simply need to know what to do and where to look for any answers you seek.</p>
<p>When it comes to boosting your government career, you can start before you even begin and continue on thereafter by:</p>
<p>• Negotiating: This starts before you begin your first day of work. What most people don’t understand is that a government job, just like a private sector job, is negotiable when it comes to salary. Most government employees will low-ball you when it comes to the salary they offer you. This is where the negotiations begin. Once they shoot their low-ball figure at you, then you shoot your highball figure back. Then after some “figure throwing” you will more than likely meet in the middle, or somewhere close to it and you will realize an instant boost in your government career. This tactic may not always work, but if you don’t ask it definitely won’t work.</p>
<p>• Showing initiative: Once your salary has been negotiated and you begin your work, waste no time in finding out what you need to accomplish for advancement. As with any entry-level position, there is almost always room for advancement and that advancement is going to go to the individuals that take the initiative to meet certain criteria. In other words, don’t just meet the expectations of your government job exceed them.</p>
<p>• Learning: This begins with asking questions. Ask your supervisor and co-workers anything and everything about your current position and what it takes to move up. But don’t stop there. Many times in a government job there are courses you can take to help you to get to the next level in your career. These courses can range from special training classes to college classes. The great thing about a government job is that many times the government will pay for these courses. All you have to do is ask what assistance is available and take full advantage of any extra schooling offered. All it will cost you is time and the rewards can be limitless.</p>
<p>If you are getting ready for a government job then chances are you have beat out possibly hundreds of candidates to get where you are, so why stop there? It all begins with the negotiation, which no one will do for you. You have to speak up and give it a shot. You owe it to yourself to get the most buck for your bang so to speak. There is a reason you were chosen over the other candidates and you deserve to get what you are worth. After that work hard, be diligent, and learn all that you can. The government loves efficiency and will reward those who show they have what it takes to boost themselves to great heights.</p>
<p><strong>About the Author:</strong><br />
Jason Kay recommends visiting KSADoctor.com to learn lots more information relating to federal government job applications. They can assist with <a href="http://www.ksadoctor.com/resume_services.htm">federal resume writing</a>, <a href="http://www.ksadoctor.com/ksa_services.htm">KSA writing</a>, and more.</p>
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		<title>Physical Therapist Job Description</title>
		<link>http://www.freearticleswiki.com/read-article/careers/physical-therapist-job-description/</link>
		<comments>http://www.freearticleswiki.com/read-article/careers/physical-therapist-job-description/#comments</comments>
		<pubDate>Tue, 28 Jul 2009 14:16:13 +0000</pubDate>
		<dc:creator>A Nutt</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[occupational therapist jobs]]></category>
		<category><![CDATA[occupational therapy jobs]]></category>
		<category><![CDATA[physical therapy jobs]]></category>

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		<description><![CDATA[Physical therapists assist patients with debilitating conditions such as back pain, arthritis, fractures, sports injuries, head injuries, strokes, and cerebral palsy. They provide therapeutic services to improve a patient’s mobility, alleviate pain, and help them cope with permanent physical disabilities. They may use therapeutic equipment and techniques such as massage to improve muscle strength, whirlpool [...]]]></description>
			<content:encoded><![CDATA[<p>Physical therapists assist patients with debilitating conditions such as back pain, arthritis, fractures, sports injuries, head injuries, strokes, and cerebral palsy. They provide therapeutic services to improve a patient’s mobility, alleviate pain, and help them cope with permanent physical disabilities. They may use therapeutic equipment and techniques such as massage to improve muscle strength, whirlpool baths, ultrasonic machines, and ultraviolet and infrared lamps. They teach patients how to do exercises to improve their physical health.</p>
<p>Physical therapy has many specialties such as cardiopulmonary, geriatrics, neurology, orthopedics, and pediatrics. Physical therapists practice in many areas that can include outpatient clinics or offices, inpatient rehabilitation facilities, extended care facilities, private homes, education and research centers, schools, hospices, industrial workplaces or other occupational environments, fitness centers, and sports training facilities. They are usually part of a health care team that creates programs for patients based on their particular needs and condition. They can also teach patients and their families how to use such medical devices as wheelchairs, braces, canes and crutches, and artificial limbs. Typical duties can include measuring a patient&#8217;s motor function, balance and coordination, muscle strength and performance, range of motion, creating and implementing treatment plans, assessing a patient’s ability to function independently, and writing progress reports for doctors.</p>
<p>According to the World Confederation for Physical Therapy, physical therapists are qualified and professionally required to:</p>
<p>•	Undertake a comprehensive examination/assessment/evaluation of the patient/client or needs of a client group</p>
<p>•	Formulate a diagnosis, prognosis, and plan</p>
<p>•	Provide consultation within their expertise and determine when patients/clients need to be referred to another healthcare professional</p>
<p>•	Implement a physical therapist intervention/treatment programme</p>
<p>•	Determine the outcomes of any interventions/treatments</p>
<p>•	Make recommendations for self management.</p>
<p>Physical therapists should have strong interpersonal skills to effectively educate patients about their physical therapy treatments and to work together with the patient&#8217;s family. Therapists should also be compassionate and have a strong desire to help people in need.</p>
<p>Educational Requirements</p>
<p>A physical therapist must have completed a physical therapy program with a master&#8217;s or doctoral degree. Courses will include biology, chemistry, and physics. They will also be required to complete specific courses such as therapeutic procedures, biomechanics, neuroanatomy, human growth and development, and disease pathology. To be a licensed therapist, graduates of accredited programs must pass national and state licensing exams. In order to maintain their licenses, many states require that physical therapists take continuing education programs and participate and complete therapy workshops.</p>
<p>Work Environment</p>
<p>Physical therapists normally work in large areas due to the physical therapy programs. They are involved with a team of health professionals. Most physical therapists work forty hours per week.  Physical therapists can also work as independent contractors.</p>
<p>Salary</p>
<p>Salaries vary according to education and experience. In 2004 the median salary of physical therapists was $60,180 per year. Benefits for salaried physical therapists included paid holidays and vacations, health insurance, and retirement plans.</p>
<p>Job Outlook</p>
<p>Employment of physical therapists is expected to grow much faster than the average for all occupations through 2016. Facilities and clinics are now making more use of the expertise that physical therapists can provide.</p>
<p>Due to an increased interest in exercise, high risk sports, and an aging population, physical therapists will continue to be in great demand. Future medical achievements will also increase the survival rate of trauma victims, therefore causing an increase demand for rehabilitative care. Growth may also result from advances in medical technology which will allow for more innovative treatment of serious disabling conditions. Physical therapy can be both a rewarding and challenging and career.</p>
<p><strong>About the Author:</strong><br />
Are you looking for <a href="http://www.trinityhsg.com/content/occupational-therapy-jobs">occupational therapist jobs</a>? Start looking for <a href="http://www.trinityhsg.com/content/physical-therapy-jobs">physical therapy jobs</a> all over the country.</p>
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		<title>Adjusting From Military Life to Civilian Life</title>
		<link>http://www.freearticleswiki.com/read-article/careers/adjusting-from-military-life-to-civilian-life/</link>
		<comments>http://www.freearticleswiki.com/read-article/careers/adjusting-from-military-life-to-civilian-life/#comments</comments>
		<pubDate>Tue, 28 Jul 2009 05:20:13 +0000</pubDate>
		<dc:creator>Arjanyai</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[Christmas Food Gift Baskets]]></category>
		<category><![CDATA[Christmas Gift Baskets]]></category>
		<category><![CDATA[Gifts]]></category>
		<category><![CDATA[Present Baskets]]></category>

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		<description><![CDATA[After several years of serving your country you are now officially out of the Army, now what? First and foremost give yourself a huge pat on the back, as you should be commended for serving and protecting this great country. Next you need to decide what to do with the rest of your life.
When making [...]]]></description>
			<content:encoded><![CDATA[<p>After several years of serving your country you are now officially out of the Army, now what? First and foremost give yourself a huge pat on the back, as you should be commended for serving and protecting this great country. Next you need to decide what to do with the rest of your life.</p>
<p>When making such a big decision you first need to ask yourself what it is you enjoy? If you enjoy animals for example, then perhaps you should consider a veterinary carrier. But what if you don’t have the training?</p>
<p>If you want to do something after your Army life that requires schooling then waste no time and get going. Many who served in the Army qualified for the G.I. Bill, which gives you money for college. You should know if you have the G.I. Bill or not, but if you are unsure you can always go talk to a recruiter who can then put you in touch with the proper personnel. Also, because you served in the Army, there are many scholarships, grants, and loans that are specifically designed to aid you in your quest for greater knowledge. To find out what these are, seek the advice of the financial aid office in the college you are thinking of attending.</p>
<p>Perhaps though college isn’t right for you. In this case maybe you can take what you learned in the Army and apply it to civilian life. If you were in the Military Police for example, then perhaps a career in law enforcement would be rewarding for you. Maybe you worked in the motorcade. With the skills you learned there, you could easily translate that into a good paying auto technician job. The point is, whatever you did in the Army for Uncle Sam, there is almost always a counterpart in the private sector.</p>
<p>When you are seeking private employment be sure to mention that you served in the Army as many employers look for the discipline in an employee that the Army teaches. Being in the Army looks great on a resume and you never know which prospective employer may have served in the armed forces as well.</p>
<p>Before deciding what to do, ask yourself these questions first:</p>
<p>• What are your goals?</p>
<p>• What are your skills?</p>
<p>• What are your interests?</p>
<p>• Do you want to seek higher education?</p>
<p>Once you have secured your employment and are looking for housing, keep in mind that there are many loans that are tailored for those that served in the Army. If buying a house is your desire, then talk to your real estate agent about any special loans for former military.</p>
<p>Any move in life takes getting used to. A move out of Army life and into civilian life takes a lot of getting used to. Remember the decisions you make will affect the rest of your life so take your time and choose wisely. There are many advantages and special offers for those that did serve in the military, as there should be, and you should take full advantage of each and every one.</p>
<p><strong>About the Author:</strong><br />
Jason Kay recommends you learn how to write a <a href="http://www.militarytransitionresume.com/">military transition resume</a> at MilitaryTransitionResume.com. If you&#8217;re applying for a government job you&#8217;ll also have to write <a href="http://www.ksadoctor.com/">KSA statements</a>.</p>
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